Financial

Cascade Centers offers a wealth of information on financial planning and coaching.

Spotlight

  • Financial Coaching

    Access your Money Coach

    30 days of unlimited financial coaching at no-cost.More Info
  • Identity Theft

    Receive up to a 60–minute free consultation with a highly–trained Fraud Resolutions Specialists™ (FRS).More Info
  • Financial Coaching

    Find out how Cascade's Financial Coaching program can help you with getting out debt, planning for retirement and much more...More Info
  • Retirement Planning: Getting Started

    More Info
  • Self Defense Against Identity Theft,
    Part Three: Computers and Foiling Identity Thieves Away From Home

    Flashmail

    Over the past few years the number of people using the internet to conduct business, make purchases, and pay bills has skyrocketed. Unfortunately, so has the number of people looking to steal your information online. The following are tips to protect yourself.
    More Info
  • Access Your Money Coach

    Learn how Cascade's Money Coaches can help you with reducing debt, budgeting, improving your credit, building your savings, and much more.More Info
  • Helpful Home Buying Tips

    EAP Navigator

    Read about helpful tips to get you started in the home buying process. More Info
  • 5 Reasons Why You Should Work With a Financial Coach

    EAP Navigator

    Learn how working with a financial coach can help you to set your financial goals and develop a plan for meeting them. More Info
  • Getting Ready: Buying a Home

    EAP Navigator

    One way to gauge if you are financially ready to buy a home is to ask yourself thesefour questionsMore Info

Get Started

We're Here to Help

If you're a Cascade Centers member you can get help right away by signing into EAP Member Site...

Member Log In:  EAP Member Site


Or contact us directly...

Call:  800-433-2320Text:  503-850-7721
Email:  info@cascadecenters.com
 
 

Learn More

Frequently Asked Questions

How will the EAP help?

Often life has so many stressors and problems we don't know where to start.

The EAP counselor can sit down with you and help:

• Identify and define stressors and problems
• Prioritize concerns in terms of immediacy and severity
• Develop an action plan and problem–solve
• Help facilitate referrals as needed
• Identify resources within your community
• Provide support and motivation

Our EAP counselors are experts in human behavior change who join with you to help reach your goals.

We all have histories leading to our current situation. As history cannot be changed our EAP professionals focus on making changes in the present for a better tomorrow.

Cascade's 24–hour everyday Crisis Line is staffed by experienced crisis counselors. You can access help by dialing 800–433–2320. Our counselors will assist you in handling the immediate crisis and make plans for follow–up assistance.

The Line is our general mental health information service that allows you to speak with a counselor. It is interactive allowing you to ask for clarifications or more information to your questions and allows us to tailor responses to your special concerns.

Can you select your counselor?

Yes. If you have a specific counselor you wish to see, you may request that person.

Want to change counselors?

Call us back and explain your concern. We will attempt to schedule an appointment with another counselor who better meets your needs.

What happens during the first session?

You should be prepared to give the counselor some background information at this session. This assists your counselor in placing your concern in context and both of you in formulating an action plan. Many people find it helpful to prepare a written list of things they wish to discuss at each session.

How do I know when I need to use the EAP?

• You've tried various solutions, and none seem to work.
• The situation is affecting your work and your relationship with others.
• You are preoccupied with the problem.
• You know something is wrong, but you can't seem to identify the nature of the problem.
• You are having physical signs of stress including headaches, upset stomach, insomnia, etc.
• You need an objective point of view about a problem.

How do I access the EAP?

Call our toll free 1–800–433–2320 number anytime.

For a life–threatening situation, you will receive help immediately. For other situations, you will be offered an appointment with one of our EAP professionals within 48 hours of your call. All of our EAP professionals have a variety of times available for scheduling, including evening hours.

A courteous and caring EAP staff member will answer and help by answering questions, listening, or setting up an office appointment.

We will ask you:

• Your name
• Are you the employee or dependent
• If you are a dependent, who is the employee
• Name of the company with the EAP
• Where do you live (city and state)
• A 1–2 word description of the problem (i.e. marital, stress, anger, parenting)
• We will take some basic demographic information
• We will then connect you with an EAP professional
• Cascade will immediately contact the counselor and give your name and contact number. The counselor will call and set up a time and date for the first appointment.

What can I expect during my first visit?

We suggest that you arrive for your appointment about 15 minutes earlier than the scheduled time. This allows you to complete required paperwork and save your time for the visit itself. The EAP professional will discuss confidentially limits, and their policies and procedures for such things as scheduling and telephone calls. They will then ask you about your home or workplace concern. They will conduct a brief social history including drug/alcohol use, legal problems, education, and current stressors.

Feel free to ask questions of the EAP professional including: education, background and training; how do they work with clients; how often do they see clients; how much experience do they have working with your particular concern; do they use homework, etc.

Our EAP Professionals:

• Are licensed in the state(s) in which they practice
• Have a minimum of a masters degree in psychology, counseling, social work, mental health nurse practitioner, marriage and family counseling
• Have a minimum of fours years post–masters experience in their chosen field
• Have experience and understanding of the EAP
• Are familiar with resources available within their communities
• Are located throughout the United States
• Practice brief solution–focused counseling
• Make referrals based on needs, insurance coverage, financial considerations and best practice standards

What is the difference between a Self–Referral and a Supervisor Referral?

A Self–Referral is when you contact the EAP on your own. When this occurs, no one else knows about your contact. Most EAP contacts are Self–Referrals.

A Supervisor Referral may occur when an employee demonstrates a pattern of declining job performance or has been involved in a serious job incident.

Participation in the EAP is still voluntary.

The EAP Counselor will report back to the supervisor only the following information (unless otherwise requested by the client):

• Whether the appointment was kept
• Whether or not any recommendations were made
• Whether or not the employee has followed recommendations to completion

No specific information about the individual case is discussed with the supervisor.

Sometimes a supervisor may recommend that an employee make a self–referral. This situation is not the same as a direct Management or Supervisor Referral and does not follow the procedures outlined above for a Supervisor Referral.

Get Started

We're Here to Help

If you're a Cascade Centers member you can get help right away by signing into EAP Member Site...

 Member Log In:  EAP Member Site


Or contact us directly...

 Call:  800-433-2320 Text:  503-850-7721
 Email:  info@cascadecenters.com
 
 

Employee Assistance Program Confidentiality

The service is confidential. No information will be released without the client's written permission.

If you use EAP services, no one at work will know unless you tell them yourself.

If a family member uses the EAP, would the employee find out?
Not unless the person tells you. The privacy and confidentially of family members is just as important as the confidentially of the covered employee. In the case of children, many states allow adolescents to obtain healthcare services legally without the consent of the parents. (The age at which this is possible varies.) For younger children, parents must be included in the assessment and referral process, and would quite naturally know about this use of the EAP.

Cascade provides periodic reports to your employer giving the number of employee and dependents who utilized services by month, general types of problems, number of hours used. Information is reported in a combined format and de–identified. Cascade will not report user information that may identify the client.

Your use of the EAP is confidential. Without your express written permission, no one will know, except in these rare circumstances:

• The abuse or neglect of minor children will be reported to child protective service authorities.
• The abuse or neglect of elderly persons will be reported.
• When there is an immediate danger of harm to self or others
• Under subpoena or court order.
• Note: If you sign a workers compensation claim, you are giving ”blanket permission” to release any and all mental and health records. We will to contact you before we release records.

Resources

Title

Your Home Ownership Benefits when Buying Selling or Refinancing

Whether you're buying, selling or interested in refinancing your current home, this webinar will show you how to save time and money throughout the entire process.

Your Finances: Starting the New Year Right

Flashmail

The post holiday financial blues can be rough. With a little investment of time and energy, you can start 2004 off on the right foot! Here are a few tips for starting the New Year on a healthy financial footing.

Understanding the Credit Score System: What it means to you

EAP Navigator - Flashmail

Understanding the Credit Score System: What it means to you For all the attention credit scores get, they are generally misunderstood by consumers. First, they are not a factor in everyday life. The credit score matters only when you take out a loan, such as for a car, a house, education or new credit ...

Top Tax Tips to Remember

EAP Navigator

Learn more about how to ease your tax season stress.

Tips On Avoiding Financial Trouble and More...

EAP Navigator

Read about tips on avoiding financial trouble and attend Cascade's Webinar on Financial Peace of Mind...

The “B” Word - Budget Follow Up

Flashmail

In our last article we suggested that people may need to rethink how they choose to spend money in light of the economic downturn and the increase in expenses for gas and food. There are places to cut back. You may not want to cut back – but you can. In that article we asked people to email us ideas ...

The “B” Word - Budget

Flashmail

In today’s economy everyone needs a Budget. With the price of gas at $4.00 a gallon plus – and no end in sight - everyone has had to rethink everyday expenses.

Tax Time

Flashmail

Earlier is better when it comes to working on your taxes. Taxpayers are encouraged to get a head start on tax preparation, especially since early filers avoid the last minute rush and get their refunds sooner.

Self Defense Against Identity Theft,
Part Two: Protecting Your Identity at Home

Flashmail

For most of us, our homes are our refuge where we feel a sense of peace and safety. However, more and more ID thieves are stealing our mail and using information gained over the telephone to gather information about us. The ID thieves then use the information to steal our identity and ruin our name and ...

Self Defense Against Identity Theft,
Part Three: Computers and Foiling Identity Thieves Away From Home

Flashmail

Over the past few years the number of people using the internet to conduct business, make purchases, and pay bills has skyrocketed. Unfortunately, so has the number of people looking to steal your information online. The following are tips to protect yourself.
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