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FINANCES - DO I HAVE TO THINK ABOUT THAT?

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I got laid off…the holiday bills are arriving…my hours were reduced…These situations are creating more arguments about money. You may be having these arguments with family members – or with yourself.

OCTOBER 9TH IS NATIONAL DEPRESSION SCREENING DAY

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The war with Iraq. The struggling economy. The constant threat of terrorist attacks. The times are uncertain, leaving many Americans feeling helpless, sad, angry, and frightened. At no time in recent history has our nation experienced such a prevailing sense of anxiety and emotional volatility.

Seasonal Affective Disorder

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Winter is here; the days are getting shorter and the nights darker and longer. Do you find yourself feeling down and blue, sleeping longer, more irritable? You may be experiencing the “winter blues”.

Your Finances: Starting the New Year Right

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The post holiday financial blues can be rough. With a little investment of time and energy, you can start 2004 off on the right foot! Here are a few tips for starting the New Year on a healthy financial footing.

Self Defense Against Identity Theft
Part One: What To Do if You Are a Victim

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If you discover that you have been a victim of identity theft, the following steps will help get you on the right track to keeping or restoring your good name:

Self Defense Against Identity Theft,
Part Two: Protecting Your Identity at Home

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For most of us, our homes are our refuge where we feel a sense of peace and safety. However, more and more ID thieves are stealing our mail and using information gained over the telephone to gather information about us. The ID thieves then use the information to steal our identity and ruin our name and credit.

Self Defense Against Identity Theft,
Part Three: Computers and Foiling Identity Thieves Away From Home

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Over the past few years the number of people using the internet to conduct business, make purchases, and pay bills has skyrocketed. Unfortunately, so has the number of people looking to steal your information online. The following are tips to protect yourself.

Tips For Summer Family Fun

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Summer can be a special time for family fun. Barbecues, softball games, and vacation travels are all part of great summer memories. Here are a few tips for making your summer enjoyable and headache-free.

Encouraging Your Family To Exercise

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It’s a disturbing fact that new research from the National Center for Health Statistics shows that nearly 5 million children ages 6 through 17 are severely overweight.

Avoid Holiday Crime

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Carry only one credit card. Keep the card and a small amount of
cash in a front pocket, say the Independent Insurance
Agents and Brokers of America.

Gambling- When Is It A Problem?

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Gambling is a problem when you can’t control your impulses to gamble or when it causes problems with work, school or relationships. Sometimes depression, drinking, drugs and even thoughts of suicide can accompany out of control gambling.

Stop Migraines Before They Stop You.

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According to the National Headache Foundation, more than 28 million Americans experience migraine headaches of varying intensity. More than half (51%) of sufferers report a 50% or more reduction in work and/or school productivity and 66% report a 50% or more reduction in household work productivity.

Phone Counseling Found Effective

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The Journal of the American Medical Association reveals that
telephone counseling can be an effective tool in helping individuals
conquer depression. In an 18-month study, 80% of those who had
received phone therapy indicated that their depression was “much
improved”, compared to 55% of those who had received face-to-face
counseling. Of those who received encouragement by phone
but not explicit counseling, 66% said they were “much improved”.

National Depression Screening Day October 6th

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A recent Harvard Medical School study shows that 46 percent of Americans have experienced a mental illness at some point in their lives. For most people, figuring out the line between “I’ve been moody lately” or “I get tired easily”, with “I have depression” is difficult.

Hurricane Katrina Donation Awareness

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By now we are all aware of the plight of the survivors whose lives have been forever altered by Hurricane Katrina. Most of us want to step up and help in any way we can. For many, that means donating to an organization or agency with the funds earmarked for the survivors.

The Holidays Are Right Around The Corner - Are You Having Fun Yet?

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Thanksgiving and the winter holidays can be filled with busy schedules, parties, shopping, laughter, but for some people, the holidays bring unwelcome guests — stress and depression. And it's no wonder.

Are You Getting Enough Sleep?

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Lack of sleep, or "sleep debt," can leave you feeling tired, listless and sleepy on a daily basis. Until your body starts getting the sleep it needs every night -- most people need 8 hours, say the experts -- it won't function as efficiently and your health will be at risk.

High-Risk Tax Audit Targets

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Worried about the possibility of a tax audit? The odds are low: during the past few years, less than two percent of all tax returns were audited by the Internal Revenue Service (IRS).

Skin Cancer - American Cancer Society

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The sun's negative effects are cumulative and irreversible. Typically after age 50 those effects are visible in loss of elasticity, increased wrinkles, leathery skin, age spots, and skin cancer. While skin cancer is the most common cancer it is largely preventable and very curable when diagnosed early.

Eye-Care Essentials For Computer Users

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If you spend hours each day working at a computer screen, you may experience eyestrain, blurred vision, itchy eyes and occasional double vision.
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